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Make a fine paste of the ingredients listed above and keep aside.
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Heat little oil in a heavy bottomed pan and sauté spices in it until they are fragrant.
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Add onions and a pinch of salt, sauté for another 3-4 minutes on medium flame.
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Add the chopped veggies, water (just enough to cover the veggies), salt and cook until the vegetables are fully cooked. Mash the cooked veggies with the back of wooden spoon.
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Add the grinded paste (add a little water if the curry is too thick) and cook on low flame for 5 minutes. The kurma consistency should be thick.
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Add beaten curd and mix well, check for the seasoning and cook for 1-2 minutes more. Switch off the flame and garnish with chopped cilantro leaves.
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Enjoy with Poori, Appam, Idiyappam, Roti or Naan.